Loans

GOVERNMENT PROGRAMS
  • FHA ~ VA~ USDA
  • 96.5% & 102% financing available on Purchases
  • No income verification & Unlimited LTV on FHA Streamline & VA IRRL
  • FHA 500 credit scores, 55%+ Debt to income
  • For additional info contact us or go to; http://portal.hud.gov/hudportal/HUD?src=/federal_housing_administration

CONVENTIONAL
  • 1ST Time home owner
  • 97% Loan to value, Gift funds allowed
  • 50% DTI
  • For additional info contact us or go to; https://www.fanniemae.com/singlefamily/mortgage-products

REFINANCE
  • HARP Unlimited LTV/CLTV, No minimum credit score
  • VA IRRL – Unlimited LTV/CLTV
  • FHA STREAMLINE – No income, no appraisal
  • FNMA Loan look up tool
  • For additional info contact us or go to; https://www.knowyouroptions.com/loanlookup

USDA
  • 100% Financing
  • Lower credit scores
  • BK ok after 3 years
  • For additional info contact us or go to; http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?NavKey=home@1

JUMBO
  • Up to $2.5Milion
  • Asset based Income allowed
  • Interest Only program

REHAB LOANS W FHA & FNMA
  • 203K – 96.5% LTV of after construction repairs of FHA county limits
  • HomeStyle – 95% LTV of after construction repairs up to $417,000
  • No minimum repair amount

NON PRIME LOANS
  • Stated income / No Income / Bank Statements programs
  • 1day out of Foreclosure / Bankruptcy
  • 90% Loan to value